Medicare Insurance Provider in Jensen Beach, FL
Medicare & Prescription Drugs
Cancer & Critical Illness
Dental And Vision
Short Term Medical insurance
International & Travel Insurance
Medicare And Prescription Drugs
Find The Coverage You Need
Initial Enrollment Period (IEP)
The Initial Enrollment Period (IEP) refers to the first time an eligible person can enroll in the federal Medicare program. It’s a period that starts three months before the month of your 65th birthday, continues through your birth month, and lasts for three months after it. Signing up for Medicare during your IEP is one way for you to avoid any late-enrollment penalties.
Initial Coverage Election Period (ICEP)
This is the first time a newly eligible person can enroll in a Medicare Advantage plan (also called Medicare Part C). Medicare Advantage plans are sold through independent insurance companies and must provide at least the same amount of coverage as Original Medicare, Part A and Part B. In order to “activate” your Initial Coverage Election Period (ICEP), you have to be enrolled in both Medicare A&B. The ICEP can run parallel to the Initial Enrollment
Whether you want to know when you become eligible to enroll in a Medicare plan or if you have other questions that you need help answering, we’re always happy to help you get answers.
Effective Life Insurance Policies
When it comes to planning for your family’s future, life insurance is one of the most important things you have to consider. By investing in the right policy now, you can virtually ensure your family’s financial stability for years to come. However, choosing the right life insurance policy isn’t so easy. It requires an in-depth knowledge of the industry and carriers, and that’s why you should always rely on Owen Insurance Group.
Our Life Insurance Policies Include:
- Term life
- Whole life
- Accidental death benefits
- Universal life
Get More Coverage With Critical Illness Insurance
Critical Illness Coverage
- Heart attack
- End Stage Renal Failure
- Major Organ Transplant
- Total Loss of Eye Sight
- Total Loss of Hearing
Cancer Insurance Can Help Cover Costs
Having an affordable cancer insurance policy in place is extremely advantageous in the event of a cancer diagnosis. The policy will help cover the significant cost of
- Doctor bills
Online Dental And Vision Enrollment
Unfortunately, many people often forego dental and vision coverage to their detriment. Don’t make that mistake. With dental and vision policies through Owen Insurance Group, you and your family will be able to make convenient appointments, reduce your bills, and have access to the best specialists in your area.
- No waiting periods
- Major services covered
- Three cleanings per year
- Convenient appointment options
- A great selection
- A $150 allowance on frames
Sign Up For Coverage Today
Deferred And Income Annuities
Tax Deferred Annuities (Retirement Savings)
If you’re looking to increase your retirement savings once you’ve already hit the maximum contributions allowed by your 401(k) or IRA, deferred annuities might be a good option for you. Just like other
- Annuities are not FDIC insured
- Withdrawals from annuities (before 59½ years of age) are potentially subject to a 10% IRS penalty
- With a deferred fixed annuity you may have more access to assets
- Your annuity earnings will compound on a
Income Annuities (Income In Retirement)
If you’re approaching retirement, the fact that income annuities offer guaranteed income for life (or a set period of time) may make them a more appropriate option for you. Plus, you’ll still be able to be more aggressive with your portfolio’s other investments. It’s important to note, however, that you may have limited or no access to the assets used to invest in income annuities.
Dependable Long-Term Care
If, at some point in the future, you are diagnosed with a chronic illness or condition (like Alzheimer’s) or return home from a rehab center, having a long-term care policy from Owen Insurance Group will provide you with various benefits, including assisted living and a significant decrease in expense costs. It doesn’t matter if you’re suffering from an injury, illness, or disease, our agents will find the best coverage for you.
A Long-Term Policy Provides:
- Skilled nursing care
- Assistance with bathing, dressing, and eating
- Home health aides and therapists
- Financial freedom
Your most valuable asset isn’t your house, car or retirement account. It’s the ability to make a living. Disability insurance pays a portion of your income if you can’t work for an extended period because of an illness or injury. We buy auto insurance for our cars, homeowners insurance for our homes, life insurance for our lives and family protection, but fail to think about the importance of disability insurance to protect our paychecks! Trust me, everybody who relies on a paycheck should have this coverage. Think about how far you could go without a paycheck if you became injured. According to the Social Security Administration, almost half of American adults indicate they can’t pay an unexpected $400 bill without having to take out a loan or sell something to do so.
The annual price for a long-term disability insurance policy generally ranges from 1% to 3% of your annual income, according to the Council for Disability Awareness.
Short Term Medical insurance
Our Short Term Medical insurance gives you an affordable and flexible plan to face those unpredictable moments in life with confidence. It provides the financial protection you need from unexpected medical bills and other health care expenses, including:
- Doctor visits and some preventive care
- Emergency room and ambulance coverage
- Urgent care benefits, and more
Short Term health insurance, sometimes called Term health insurance or Temporary health insurance, is designed to help bridge gaps in your health care coverage during times of transition. Short term plans are medically underwritten and usually do not cover pre-existing conditions. It does not meet the minimum essential coverage requirements for ACA but for many people, and in many situations, the best Short Term health insurance plan they can find may just be the right solution. Who should consider Short Term Insurance Plans?
- Rolling off their parent’s insurance
- In-between jobs
- Without health insurance, have missed Open Enrollment and do not have a qualifying event for Special Enrollment
- Waiting for your Affordable Care Act (ACA) coverage to begin
- A college student or just out of school
- Waiting for benefits to begin at a new job
- Waiting for Medicare
- Needing a temporary alternative to COBRA insurance
- Losing coverage following a divorce
- Under 65 and in good health