MEDICARE & PRESCRIPTION DRUG COVERAGE
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There are numerous Medicare election periods and each of them serving a different purpose when it comes to signing up for benefits. The two common periods below illustrate the difference between the two periods that sound similar. The Initial Enrollment Period (IEP) and the Initial Coverage Election Period (ICEP) may potentially overlap, making them easy to confuse.
Medicare And Prescription Drugs
We offer CONFIDENCE and CLARITY over CONFUSION with Medicare as we know it can be very confusing for most Americans, as Medicare laws and Plans change quite frequently. We provide stress-free, professional, confidential, and easy-to-understand Medicare planning for our clients, and it doesn’t cost you a dime for our expertise. It’s important that you choose not only the right Medicare
Initial Enrollment Period (IEP)
The Initial Enrollment Period (IEP) refers to the first time an eligible person can enroll in the federal Medicare program. It’s a period that starts three months before the month of your 65th birthday, continues through your birth month, and lasts for three months after it. Signing up for Medicare during your IEP is one way for you to avoid any late-enrollment penalties.
Initial Coverage Election Period (ICEP)
This is the first time a newly eligible person can enroll in a Medicare Advantage plan (also called Medicare Part C). Medicare Advantage plans are sold through independent insurance companies and must provide at least the same amount of coverage as Original Medicare, Part A and Part B. In order to “activate” your Initial Coverage Election Period (ICEP), you have to be enrolled in both Medicare A&B. The ICEP can run parallel to the Initial Enrollment
Whether you want to know when you become eligible to enroll in a Medicare plan or if you have other questions that you need help answering, we’re always happy to help you get answers.
Meet The Owen Insurance Team
A locally owned and operated agency with a Dozen years of experience, Owen Insurance Group is one of the most premiere Life and Health insurance agencies in the state of Florida. We deliver personal and friendly service, have the experience you need in an agency, and offer complementary and confidential consultations. We are proud members of the National Association of Health Underwriters (NAHU), the Better Business Bureau (BBB), and the Chamber of Commerce.
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